01Our Expertise

Deep expertise in the systems behind digital payments.

Our work brings together business, technology, security and delivery expertise across the payment lifecycle. This is what we know, and who we know it for.

A map of Africa on a stone desk with routes linking markets, beside books titled Payment Strategy, Regulatory Advisory, System Integration and Operational Excellence, with the words “Expertise builds possibilities” and “Digital payments infrastructure across Africa”.
  1. Payment Systems Engineering

    Switch and host integration, ISO 8583, EMV, tokenization across VTS, MDES, SRC and HCE, SoftPOS, card migrations, wallets, ATM and POS certification, HSM key management and end-to-end testing.

    • Switch and host integration
    • ISO 8583 message design
    • EMV chip and contactless
    • Tokenization: VTS, MDES, SRC, HCE
    • SoftPOS
    • Card portfolio migrations
    • Wallet management systems
    • ATM and POS scheme certification
    • HSM key management
    • End-to-end test strategy
    Explore the practice: Payment Systems Engineering
  2. Security, Risk & Compliance

    PCI DSS readiness and remediation, ISO 27001 and ISMS implementation, vulnerability assessment and penetration testing, ITSM, GRC and licensing support.

    • PCI DSS v4.0.1 readiness and remediation
    • ISO 27001 and ISMS implementation
    • Vulnerability assessment and penetration testing
    • ITSM
    • Licensing support under CBE, BNR and BoT frameworks
    Explore the practice: Security, Risk & Compliance
  3. Business Consultancy

    Enterprise risk management, COSO and GRC frameworks, business planning, corporate and market-entry strategy, operating models and policy development.

    • Enterprise risk management
    • COSO and GRC framework design and implementation
    • Business planning
    • Corporate and market-entry strategy
    • Operating model and policy development
    Explore the practice: Business Consultancy
  4. Delivery & Product

    Solution architecture, business analysis and requirements definition, RFP and vendor selection, programme management and white-label platforms.

    • Solution architecture
    • Business analysis and requirements definition
    • RFP and vendor selection support
    • Programme management
    • White-label platforms, where building from scratch makes no commercial sense
    Explore the practice: Delivery & Product

Where we focus

Built for environments where payments matter.

  1. Financial Institutions

    Supporting banks and financial institutions across payment infrastructure, transformation, integration, security and operations.

  2. Fintech

    Helping fintech businesses build, integrate and operate payment capabilities with the right technical and regulatory foundations.

  3. Enterprises & SMEs

    Supporting organisations that need secure digital payment capabilities and technology transformation.

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Bring us the problem behind the payment.

If your problem is payments, we are specialists. If it isn’t, we will tell you and point you somewhere better.

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