Acquiring Modules

The acquiring stack for banks and processors — merchant management, authorisation, clearing and settlement — built to connect to the schemes and switches you already use.

What Acquiring Modules is made of

Each module can be deployed on its own or as part of the whole.

Merchant management

Onboarding, configuration and lifecycle of merchants and terminals.

  • Merchant hierarchy
  • Pricing and MDR configuration
  • Terminal management

Authorisation

Real-time routing and processing of card transactions.

  • Scheme and local switch connectivity
  • Stand-in processing
  • Fraud rule hooks

Clearing & settlement

Matching, clearing files and merchant payouts.

  • Scheme clearing files
  • Merchant settlement
  • Fee calculation

Disputes & reporting

Chargebacks, retrievals and merchant reporting.

  • Chargeback workflow
  • Merchant statements
  • Regulatory reports

Where it sits in your estate

Receives from

  • POS, SoftPOS and ecommerce gateways
  • Merchant onboarding
  • Fraud and risk engines

Acquiring Modules

Sends to

  • Card schemes and local switches
  • Core banking for settlement
  • Finance and reporting

Questions buyers ask

Yes. It is designed to integrate with existing core banking, switch and scheme connections rather than replace them all at once.

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Tell us what you’re trying to build

Whether you’re modernizing a banking platform, launching a payment product, or securing existing infrastructure, we’ll help define the right path forward.

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