03Fintechs
From Licence to Launch, Faster and on Solid Ground
Fintech founders rarely lose to competitors; they lose to licensing delays, integration dead-ends, and infrastructure that cannot scale past the first market. We help you avoid the expensive detours that consume runway before you reach your customers.

What we do
We at Entrant DPS guide fintechs through the full path to market: regulatory licensing and sandbox applications, sponsor bank and processor selection, card issuing and acquiring setup, and integration with local payment methods and national instant payment systems. On the technology side, we review and design your platform architecture for security, PCI DSS scope reduction, and multi-market scalability, so what works in your launch market can be extended across the region without a rebuild.
We bring the perspective of practitioners who have sat on both sides of the table, as processors onboarding fintechs and as advisors to the fintechs themselves. That means we know what regulators, banks, and schemes will ask before they ask it, and we prepare you to answer with confidence. We also run the testing and certification work as a managed service, so your integrations, card products, and releases are validated against scheme and regulatory requirements without you having to build that capability in-house. For founders and investors, we become an extension of your leadership team, turning regulatory and technical complexity into a clear, executable launch plan.
Your Path From Licence to Scale
Where we plug in, at any stage of your journey.
- Licence
- Build
- Integrate
- Certify
- Launch
- Scale
Capabilities
What We Deliver for Fintechs
Four capabilities that take you from regulatory approval to a scalable, multi-market platform.
Licensing & Regulatory Navigation
We prepare your application and manage regulator engagement, so licensing timelines become predictable instead of a black box.
- Licence and sandbox application support across central bank and payment regulator requirements
- Regulatory strategy for single-market launch and multi-market expansion
- Policy frameworks, governance documentation, and AML/KYC programme design
- Ongoing regulator liaison through approval and post-launch reporting
Sponsor Bank, Scheme & Local Integration
We select the right banking and scheme partners and manage the technical integration on your behalf.
- Sponsor bank, processor, and card scheme selection and negotiation
- Card issuing and acquiring setup, BIN sponsorship, and programme management
- Integration with local payment methods, mobile money, and national instant payment systems
- ISO 8583 and ISO 20022 message mapping for local and scheme connectivity
Testing & Certification as a Managed Service
We validate your platform against scheme, regulatory, and security requirements before and after launch, on an ongoing basis.
- Scheme and switch certification for card and account-based products
- Sandbox and pre-production integration testing with sponsor banks and processors
- Security and penetration testing aligned to PCI DSS scope
- Regression testing as a managed service for every new release, so certification stays current as you ship
Scalable Platform Architecture
We design your technology so your first market is a foundation, not a constraint on the next four.
- Architecture review for security, resilience, and PCI DSS scope reduction
- Multi-market and multi-currency design from the outset
- API and core banking/processor integration strategy
- Technical due diligence support for fundraising and investor review
Regulatory and technical standards we work with
- Central Bank Sandbox & Licensing
- PCI DSS
- KYC / AML
- EMV
- ISO 8583
- ISO 20022
- Card Scheme Rules
- Data Protection
Outcomes
The Outcomes We Deliver
A Predictable Path to Licence
A regulatory strategy and application built to match what your regulator actually asks for, so approval timelines stop being a guessing game.
Certified, Launch-Ready Integrations
Sponsor bank, scheme, and local payment method integrations tested and certified before your customers ever see them.
Architecture Ready for the Next Market
A platform built for multi-market and multi-currency scale, so expansion is a configuration exercise, not a rebuild.
More sectors
The other sectors we build for
- Banking & Financial InstitutionsPayment Infrastructure & Modernisation · Testing as a Managed Service · Governance Tools & Consultancy
- Non-Financial InstitutionsEmbedded Payments Strategy & Business Case · Partner Selection & Platform Delivery · Payment Testing & Certification
- SMEs & EnterprisesProcess & Payment Automation · B2B Digital Contracts & Procurement · ERP & Systems Integration
- Government & Public SectorNational Payment Strategy & Roadmaps · G2P & P2G Payment Rails · Interoperability, Testing & Certification
Ready to Accelerate Your Market Entry?
Talk to us about licensing, integration, or scaling your fintech across the region.