02Non-Financial Institutions
Turn Your Customer Relationships Into Payment Revenue
Retailers, logistics operators, telecoms, and healthcare providers already own the customer relationship and the moment of transaction, yet most of the value created by those payments flows to banks and processors. We help you capture that value and remove payment friction from your operations, without having to become a bank.
What we do
We at Entrant DPS identify where payments can create new revenue or remove cost within the operations you already run. We design the right model for your appetite for risk and investment, whether that means integrating a licensed payment provider, launching a co-branded card or wallet with a bank partner, building a merchant or agent network, or preparing your own payment licence. From there, we take the programme through partner selection, integration, testing, and launch, so the payment experience matches the standard your customers already expect from your brand.
Most non-financial businesses do not have payment specialists in-house, and the gap between commercial ambition and the realities of regulation, scheme rules, settlement, and security is where projects stall. We close that gap. Our team has built and operated payment platforms for processors and issuers across the Middle East and Africa, so we negotiate with banks and vendors from a position of knowledge, protect your commercial terms, and make sure compliance obligations such as PCI DSS and data protection are designed in from the start. You stay focused on your core business while we make sure the payment layer is built to scale.
Where We Create Value
Payment opportunities we help non-financial businesses identify, design, and launch.
Retail & E-Commerce
- Unified online and in-store checkout
- SoftPOS and digital acceptance for branches and field sales
- Co-branded cards, wallets, and loyalty-linked payments
Logistics & Mobility
- Digital conversion of cash-on-delivery collections
- Automated driver, courier, and partner settlement
- B2B freight invoicing and payment reconciliation
Telecom
- Mobile wallet and merchant payment services
- Agent and merchant network design and management
- Bill payments and value-added services
Healthcare
- Digital patient billing and collections
- Insurer and third-party payer claims reconciliation
- Payments across clinic, pharmacy, and lab networks
Capabilities
What We Deliver for Non-Financial Institutions
Four capabilities, available as a full programme from strategy to launch, or as individual engagements.
Embedded Payments Strategy & Business Case
We show leadership where the payment opportunity is, what it is worth, and what it will take to capture it.
- Payment opportunity assessment across your customer journeys and operations
- Business model and revenue design: fees, float, interchange, and cost savings
- Build, partner, or licence options analysis with a clear recommendation
- Board-ready business case with investment, timeline, and risk view
Partner Selection & Platform Delivery
We select the right partners and technology, then manage delivery through to a live, scalable service.
- Bank, processor, and platform vendor selection with commercial and technical due diligence
- Solution architecture for checkout, wallets, SoftPOS, and card programmes
- Integration with your ERP, POS, billing, and customer systems
- Settlement, reconciliation, and customer support operating model
Payment Testing & Certification
We make sure every payment flow works correctly, securely, and at volume before your customers see it.
- End-to-end testing of payment journeys, integrations, and settlement flows
- Acceptance device, SoftPOS, and scheme certification support
- Performance and resilience testing for peak trading periods
- Ongoing regression testing as a managed service for every new release
Compliance, Security & Governance
We put the controls in place that regulators, banks, and card schemes will expect from a business handling payments.
- PCI DSS scoping, scope reduction, and compliance readiness
- Data protection, KYC, and AML obligations for wallet and payment services
- Regulatory and licensing navigation with central banks and payment regulators
- Payment governance, risk, and control frameworks for management and board oversight
Compliance areas and standards we work with
- PCI DSS
- Data Protection & Privacy
- KYC / AML
- Central Bank Payment Regulations
- EMV
- SoftPOS
- ISO 8583
- Open APIs
Outcomes
The Outcomes We Deliver
New Revenue Lines
Payment services that generate income from fees, float, and partnerships, built on the customer relationships you already own.
Lower Cost of Collection
Less cash handling, faster settlement, and automated reconciliation that release working capital and reduce operational effort.
A Launch-Ready, Compliant Service
The right partners, tested integrations, and security controls in place, so your payment service goes live with confidence and scales with demand.
More sectors
The other sectors we build for
- Banking & Financial InstitutionsPayment Infrastructure & Modernisation · Testing as a Managed Service · Governance Tools & Consultancy
- FintechsLicensing & Regulatory Navigation · Sponsor Bank, Scheme & Local Integration · Testing & Certification as a Managed Service
- SMEs & EnterprisesProcess & Payment Automation · B2B Digital Contracts & Procurement · ERP & Systems Integration
- Government & Public SectorNational Payment Strategy & Roadmaps · G2P & P2G Payment Rails · Interoperability, Testing & Certification
Is There a Payment Opportunity in Your Business?
Talk to us about where embedded payments can add revenue or remove cost in your operations.